Archive for March, 2008

Gardening - Lawn Maintenance Chores Part VI

Auto Date Monday, March 31st, 2008

In this sixth article in our series on lawn gardening chores
we’re going to discuss a little about maintaining your lawn
using a low maintenance program.

There are several reasons that someone might choose a low
maintenance program for their lawn. One reason is expense.
Maintaining a lawn so that it looks like a professional job
takes a lot of money. Seed is not cheap, neither is soil,
fertilizer, chemicals and tools. Maintaining a lawn on high
maintenance can cost you hundreds of dollars a year or more.
Some people just don’t have the extra money. Another reason
someone might choose a low maintenance program for their lawn is
time. They may work a very demanding full time job requiring
lots of overtime or may even have more than one job. Maintaining
a lawn on high or even medium maintenance requires a lot of time
and some people just don’t have it.

Another reason people might choose a low maintenance program is
because they are physically unable to do the work required, such
as the elderly, people who have allergies or people who just
simply do not have a green thumb and wouldn’t have a clue where
to begin. Other reasons could be that their lawn is situated so
that it is difficult to care for, such as lawns that are on high
hills or have trees all around. For these people low maintenance
is hard enough.

Then there are those people who are just plain lazy. The last
thing they want to do is spend their time on the lawn mowing,
raking, seeding, fertilizing, laying down chemicals and weeding.
They’d much rather be inside watching a good ball game.

So just what is involved in a low maintenance program? Actually,
not very much. For starters you’ll probably only cut your lawn
once every 3 or 4 weeks unless it rains so much that the grass
grows to the point where the town comes and threatens to give
you a summons. Some people only mow their lawn every 6 weeks,
especially in the summer. And then after the grass is cut the
trimmings are left on the lawn in order to regenerate nitrogen.
As for fertilizing, you might do this once per each season. Some
people only fertilize once a year and others not at all. These
type of lawns are allowed to go dormant during the hot summer
months. The leaves are allowed to turn brown and the appearance
looks quite dried out. Basically, these lawns rely on natural
conditions for survival. If the summer is hot and dry then most
likely the grass will die as people who choose a low maintenance
program never water their lawns. These lawns are usually only
green during the cooler months where there is enough rain to
keep them green.

Many parks adopt a low maintenance program because there just
isn’t enough time and money in the town budget to care for these
large areas. However, there are some residential people who for
whatever reason stated above just let their lawns go the way of
the weather.

Loans for Doctors - Financial Funding for Healthcare Professionals

Auto Date Monday, March 31st, 2008

The revolution that has affected everyone’s financing technique is online loan borrowing. A very remarkable outcome of this loan borrowing is loans for doctors. ‘Loans for doctors’ are unique programme to help doctors worldwide to overcome financial impediment and become homeowners or expand their professional prospects in the communities they work for and work in.

Loans for doctors offer financial support to all specialist in the healthcare field. Therefore, doctors, dentists, veterinarians, podiatrists, chiropractors, optometrists etc - all are eligible for doctor loans.

Owning a home is not an easy task. The increasing cost of home buying has thwarted the loan plans of many a doctors and resident physicians. But with loans for doctors you can realize the plan to buy or build a house. Loans for doctors are committed to making home buying affordable. Doctor loans solve home buying dreams for resident physicians, practicing physicians, 4th year medical students.

Doctor loans enable you to use your equity for the purpose of debt consolidation. Debt consolidation is the ideal solution if you have prior personal and business debts. Debt consolidation through doctor loans would combine these debts into one single low interest loans. Instead of paying different loan lenders you pay to one lender. The monthly payment is then distributed to repay the various loans. The monthly repayment with doctor loans for debt consolidation is lower. This will leave funds free for your personal use. So, that loan repayment becomes not only manageable but also possible.

Doctor loans also provide funds for real estate financing. Real estate financing with doctor loans enable health care professionals to start their private practice. Also, doctors can build surgical centers and other medical care institutions. They can expand their work and the facilities they provide with doctor loans. Loans for doctors can also be used for equipment financing. Doctor loans can offer amounts up to £150,000 for qualified healthcare professionals.

Another provision for doctors is debt restructuring for cash inflow. Debt restructuring will avoid any default on existing debt and take advantage of low interest rates. Restructuring debt will alter the terms and provisions on existing debt. With doctor loans, you can increase borrowing ability for expansion. Doctor loans for the purpose of restructuring will facilitate investment outside your practice.

Doctors can also apply for unsecured loans which enable them to borrow as high as £50,000 without collateral. The amount that you borrow can be used for any purpose like bill consolidation, home improvement, vacation, education, emergency expenses or practically any purpose. Doctor loans are available with 30 year fixed or 5 year adjustable rate options. Interest only options are also available.

Loans for doctors are very flexible. These loans are designed for specialists, namely, the doctors and they are devised keeping in mind the specific needs of the doctors. Loans for doctors are made available to resident students and doctors with unhelpful or no credit history. Loans for doctors has no income limits and provides loans to doctors who have undocumented income. Loans are made available to doctors during any year of postgraduate training. Loan for doctors can be paid in full at any time without pre payment penalty. Also, doctor loans come with no PMI or private mortgage insurance. PMI amounts to about £114 of unnecessary cost to mortgagee or loan borrower.

Being a doctor indeed involves more than hard work. Each day you work hard to find a cure, a way to save life. A doctor is a specialist, a professional, a person, a worker……. He is a lot of things. He is also a human being, struggling with normal responsibilities, with lack of funds. What he requires is loans. One way to acknowledge the good work he accomplishes is this specialist loans called - doctor loans.

Maria smith has not been writing articles from the beginning.But the increase in perplexing loans information has urged her to write on different loans types.So she writes in a way that is logical,comprehensive and understandably meant to cater to the need of general public who is left breathless while searching for loans.To find a Loans uk,secured loans,unsecured loans,Debt consolidation at low interest that best suits your needs visit http://www.loansfiesta.co.uk

Enzymes and Raw Food - Can You Cheat Time and Stay Young for Longer?

Auto Date Monday, March 31st, 2008

I’m going to be a bit radical here, but know that I’m only encouraging you to question and think and ideally do your own research, both theory and practice. I’m pretty confident that you’ll thank me for it.

WHAT IF THE SO-CALLED ‘AGING PROCESS’ WAS A CHOICE?

Clearly, we can’t stop time from moving on. When we have a birthday, we are another year older. That’s a fact that, for the moment at least, we cannot change. But what if the weakening organs, bones and tissues and all the ‘usual’ signs of old age were not actually a part of the aging process we’ve come to accept as ‘normal’? Have you ever considered that these conditions are simply symptoms of us mistreating our bodies over the course of our lives to date? Wouldn’t our senior years be a whole lot more fun if we were pain and disease free and could jump around with the energy and vitality of a teenager?

WHAT ARE YOU THINKING?

That this is a crazy, impossible idea borne out of fantasy? Or are you willing to open your mind and accept that actually, if you treat your body right and nourish it properly, it may in fact be possible? And this is where Enzymes come in…

In his book Intuitive Eating, Dr Humbart Santillo MD writes:

“A human being is not maintained by food intake alone, but rather by what is digested. Every food must be broken down by enzymes to simpler building blocks. Enzymes may be divided into 2 groups, exogenous (found in raw food) and endogenous (produced within our bodies). The more one gets of the exogenous enzymes, the less will have to be borrowed from other metabolic processes and supplied by the pancreas. The enzymes contained in raw food actually aid in the digestion of that same food when it is chewed. One can live many years on a cooked food diet, but eventually this will cause cellular enzyme exhaustion which lays the foundation for a weak immune system and ultimately disease.”

Put simply, we are born with a finite supply of endogenous enzymes. It should be enough to last us a lifetime based on current life expectancy, but if we don’t supply some exogenous enzymes through our diet, we will use up our original supplies and that’s when we become susceptible to the accepted ’signs of old age’ including premature death! And the fact is that when we cook our food, we kill all enzymes instead of allowing them to boost our immune system, our brain function and our energy levels.

Another doctor, Edward Howell, has written a book called Enzyme Nutrition. In it, he says:

“Humans eating an enzyme-less diet use up a tremendous amount of their enzyme potential in lavish secretions of the pancreas and other digestive organs. The result is a shortened lifespan (65 years or less as compared with 100 or more), illness, and lower resistance to stress of all types, psychological and environmental. By eating foods with their enzymes in tact and by supplementing cooked foods with enzyme capsules we can stop abnormal and pathological aging processes.”

THESE SCIENTISTS ARE NOT CRACK-POTS WORKING ALONE

The raw food movement is gathering pace and the practice is becoming more mainstream now. In her book You Are What You Eat, Gillian McKeith places raw or living foods at the top of her list of Good Foods and has a section entitled The Case Against Cooking. Now don’t get me wrong; I’m not suggesting that you switch overnight to a 100% raw food diet. Though plenty do and never look back, it’s not always wise. Instead I would give the same advice as Gillian in urging you to eat something raw with every meal.

Just before I sat down to write this, I ate a yummy Quinoa Avocado Salad which other than the cooked quinoa was loaded with raw, enzyme-, EFA- and nutrient- rich foods. I ate it on its own, but you could serve it alongside a piece of grilled chicken or fish instead of dead, heavy, sugar-rush potatoes which do little more than bloat you up. Find the recipe on my Blog at http://claireraikes.blogs.com/claires_blog/.

EzineArticles Expert Author Claire Raikes

Claire Raikes is a Wellbeing Coach, Speaker and Writer who ‘cured’ herself of a chronic, disabling and potentially life-threatening bowel condition without the use of steroids, surgery or any other traditional medical intervention. She now shares her passion for natural and vibrant health through coaching, speaking and writing about the importance and power of a truly healthy diet.

She publishes a free weekly eZine, In Essence and is compiling an eBook of Healthy Fast Food with 25% of the proceeds going to The Cancer Project, a charity set up by the Physicians Committee for Responsible Medicine (PCRM) and nutritionists to educate the public on the benefits of a healthy diet for cancer prevention and survival. If you have a recipe you would like to submit, visit http://www.LiveInEssence.com for further details. To book Claire to speak at your event, email her at Claire@LiveInEssence.com.

Elliptical Trainer Ratings

Auto Date Monday, March 31st, 2008

Buying an elliptical? You may want to look at several
elliptical trainer ratings before buying to get an idea
of which elliptical trainers are best for you.

Before you look at elliptical trainer ratings however, here are
a few things you should know about how elliptical trainers are
rated:

1 Elliptical Trainers are Rated in Specific Price Groups

There are really 3 categories of elliptical trainers: Economy
Buys, Mid-priced and Commecial Grade ellipticals.

Economy buys range from about $300 to $1000. Mid-priced
ellipticals range from $1000-$2000. High End or Commercial
elliptical trainers range from about $2200 and above.

When experts go to rate elliptical trainers they usually compare
the elliptical trainers within price class.

So just because an economy elliptical trainer gets 5 stars and a
mid-priced elliptical gets 4 stars, that doesn’t mean the
economy elliptical is better than the mid-priced elliptical. It
just means that compared to other economy elliptical trainers,
that one is superior.

2 Experts Value Elliptical Features Differently

Ever wonder why certain elliptical trainers get rated highly by
some experts and not by others? It’s because different
elliptical trainer raters value some features over others.

So for example, while Consumer Reports may give more weight to
long warranties and stability, Consumer Guide may value
smoothness of ride or ease of use.

It doesn’t mean one elliptical trainer is better than another -
it could just mean they are rated using different criteria.

3 Use Caution When Reading User Elliptical Ratings

In addition to expert elliptical ratings, there are also
websites that allow people to write a personal review of their
elliptical. While these can be helpful when shopping for an
elliptical, be cautious of basing your decision just on these
ratings.

Exercise equipment is big business and some companies are not
above having one of their employees post negative reviews on
their competitors.

Also, no one elliptical brand has a perfect track record -
sometimes even the best brands make a dud. And those are usually
the people that go online to post a negative review. Those
people who are happy with their elliptical are less likely to
post a comment.

Bottom Line? Take user ratings with a grain of salt and compare
them to your own research when deciding on your elliptical
trainer.

So those are three things to keep in mind when looking at
elliptical trainer ratings. For a quick list of elliptical
trainer ratings from Consumer Reports to Consumer Guide and more
visit:

Elliptical Trainer Ratings